Pay with your digital wallet

Spend in-store and online using your Q Mastercard with Apple Pay™, Google Pay™ and Garmin Pay™.

Customer paying for coffee via digital wallet

Contactless Payments

Add Q Mastercard to your phone or wearable tech device and pay with just a touch or wave.

Easy to set up

It’s easy to add Q Mastercard digital card to your mobile wallet on enabled devices, simply scan your card or download the Q Mastercard App and add to wallet. You can then conveniently make secure contactless transactions with your phone, watch or other enabled device.


Mobile payments are a secure way to pay because your card details aren’t stored on your device or shared with merchants when you shop.

Purchase in-store and online with Apple Pay™, Google Pay™ and Garmin Pay™

Customer paying with Apple Pay Digital Wallet on his mobile phone

Apple Pay™

Pay for everything from takeout to taxis, in stores, apps and online, with your Q Mastercard and your iPhone or Apple Watch.

Google Pay™

Google Pay is the fast, simple way to pay with your Q Mastercard in-store and online.

A customer paying with Google Pay Digital Wallet on her mobile phone
A customer paying with Garmin Pay Digital Wallet on his digital watch

Garmin Pay™

With Garmin Pay contactless payment solution, you'll have more uses for it than ever before. It's the faster, safer, convenient way to pay.

Do what you love to do with Q

Things you should know

Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances) in-store and online.  Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.

Terms and Conditions
Read the Apple Pay Terms of Use Here
Read the Google Pay Terms of Use Here
Read the Garmin Pay Terms of Use Here