View our repayment options here.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Whether you prefer shopping at large merchants or boutique stores, you have the opportunity to enjoy Interest Free* payment options with Q.
Long-term Interest Free* allows you to make a purchase and pay it off over an extended period of time without having to pay any interest*. With your Q Card or Q Mastercard you have access to:
Explore our extensive network of merchants and their diverse product selections
Once you find an Interest Free* option that suits your needs talk to a staff member in-store
Purchase! Our merchants will help you process the transaction through their portal which takes less than two minutes
*Minimum spend may apply. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Standard Interest Rate of 28.50% p.a. applies at the end of LTF Interest Free Period. Rates and fees subject to change.
View our repayment options here.
Please go to Q Deals to see what offers are currently available
Q Card Holders: we do not offer credit limit increases on Q Card.
Q MasterCard Holders: To apply for a credit limit increase please log in to My Account or the mobile app.
Q Card Holders: You can use your Q Card at selected online stores. Please see here for the latest merchants that accept Q Card online.
Q MasterCard Holders: Your Q Mastercard is accepted anywhere Mastercard is accepted worldwide, in-store and online.