You can use Q Mastercard® for purchases big and small. From everyday essentials such as groceries, coffee, and fuel, through to household purchases, big ticket items, new season clothing, dining out, everyday travel, bills and subscriptions. With Q Mastercard you could enjoy more of the things you love with a minimum 3 months zero interest, zero payments^ on all purchases. No minimum spend. Always. Plus you can use your card everywhere Mastercard is accepted, in-store, online and around the world.
Zero interest, zero payments for 3 months on all Standard Purchases. No minimum spend. Always.
Standard Interest Rate applies after 3 month interest free term ends.
annual Account Fee ($25 fee on opening an account and every 6 months thereafter).
Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.
27.99% p.a. Expired Promotional Rate applies to outstanding balance at end of LTF interest free period.
Pay easily and securely on the go using your Q Mastercard digital wallet. Make secure contactless transactions with a touch or a wave on your phone or wearable device. Spend in-store and online with Apple Pay™, Google Pay™ and Garmin Pay™.
The PIN limit for contactless card payments has increased from $80 to $200 to make it easier when purchasing in-store.
Things you should know
^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances) in-store and online. Standard Interest Rate, currently 27.89% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.
+ Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Expired Promotional Rate of 27.99% p.a. applies to outstanding balance at end of LTF interest free period. Rates and fees subject to change. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.