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Find something special:
Our Offers & Promotions.

A few more reasons to love Q

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Thinking about a Q Mastercard?

Q Mastercard

Pay $0 annual Account Fee for 1 year this spring

Apply for a Q Mastercard credit card online and if approved pay no annual Account Fee for 1 year.
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Ends 11 October 2026. Lending criteria, fees, Ts&Cs apply. Promotional Ts&Cs apply.

Another reason to love Q

Q Mastercard
Q Card

Get 7 months to pay at selected Furniture retailers

Shop with Q at selected Furniture retailers between 20-30 August 2026 and get 7 months no interest, no payments. There’s no minimum spend.
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Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate of 28.95% p.a. applies after interest period ends.
Q Mastercard
Q Card

Win a $5,000 classic Kiwi summer with Q

Shop with Q between 17 August – 27 September 2026 to be in to win a $5,000 classic Kiwi summer holiday. There are 2 prizes to be won.
Learn more
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.
Q Mastercard
Q Card

A warmer home starts with Q

Get 12 months no interest, no payments^ on home insulation, heating and ventilation
with selected retailers. Minimum spend $499.
Learn more
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate of 28.95%p.a. applies after interest free period. A $55 Estb. Fee/$35 Advance Fee applies.

Things you should know:

Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions and Q Card terms and conditions for full details. Rates and fees subject to change. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).