Do what you love to do with Garmin Pay™ & Q Mastercard®

Pay easily and securely on the go.

Q Mastercard credit card and Garmin Pay Logo
Garmin Watch displaying Q Mastercard credit card

Pay safer and faster using your Q Mastercard with Garmin Pay

Enjoy a minimum of 3 months zero interest, zero payments^ with your Q Mastercard using your compatible Garmin devices*.

Plus, you can check out faster and easier with the device that’s on your hand – no need to find your wallet and wait for your chip to be read. You can use Garmin Pay at any retailer with a contactless reader.

Setup is Simple

For a list of Compatible Garmin Devices click here.

Setup method applies to both IOS and Android devices

  • Ensure your apple or android devices can support the Garmin Connect App.
  • Download the Garmin Connect App.
  • Create your virtual wallet by clicking on the Garmin pay and check if your device is compatible, tap on create your wallet and enter a 4-digit passcode and select Mastercard.

Q Mastercard credit card set up on Garmin Watch
A person using their Q Mastercard in the digital wallet Garmin Pay on their watch to pay for a fresh juice

  • Read through the Terms and Conditions* and accept before continuing to add a card.
  • To add your Q Mastercard:
    • Enter your card number displayed exactly on the card, the expiry date and the security code (3-digits at the back of your card), you may also scan your card using the camera feature on the app.
    • Once this is complete, you will receive notifications from the bank to verify the account holder and complete the verification steps.
  • Manage your virtual wallet:
    • You can now manage your Q Mastercard in the ‘Manage your cards’ section on Garmin Pay.

Paying in stores

Garmin Pay is now quicker and easier to use for contactless payments, quickly check out with participating Garmin Devices* today.

To pay using Garmin, in your device’s control menu, scroll the wallet application and enter your passcode to unlock your virtual wallet. Select the card from your virtual wallet which you would like to use. Hold your Garmin device close to the card reader.

Mobile phone displaying available credit and balance in Q Mastercard App

Things you should know:

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances) in-store and online.  Standard Interest Rate, currently 27.89% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.

*For a list of compatible Garmin Pay devices, see here.

For Terms and conditions of Garmin pay, see instructions given on Garmin Pay app during setup.

Read the Garmin Pay Terms and Conditions here.