An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period.Lending criteria, $50 annual account fee, fees,terms and conditions apply.

12 months interest free*

Available on in store purchases $500 & over.

Create amazing outdoor spaces with 12 months Interest Free @ 4 Seasons

4 Seasons’ mission is to help New Zealanders create amazing outdoor living spaces where they can gather, connect & enrich their relationships with family & friends.

Proud suppliers of trusted brands of BBQs, spa pools & swim spas, wood & gas fires, & outdoor umbrellas & heating, we also bring to customers our exclusive collection of outdoor furniture. 4 Seasons strives to provide quality products, great local service & after-sales support.


Visit one of our six stores nationwide for a personalised consultation & to discuss outdoor living packages, spa packages or indoor wood heating packages with our knowledgeable consultants. Services include consultation, quote, delivery, parts & warranty.


Click here to find your nearest store or shop online

Things you should know:

12 months interest free is available on Long Term Finance (LTF) for in-store purchases only until further notice. Min spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. At end of interest free period, Q Mastercard Expired Promotional Rate 27.99% p.a. or Q Card Standard Interest Rate 27.19% p.a. applies. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate applies to Standard Purchases after 3 months (Q Mastercard 26.69% p.a. and Q Card 27.19% p.a.) Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.


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