

12 months no payments & no interest^
On purchases $500 & over. Available in-store & online.
Things you should know:
^No payments and no interest for 12 months (“Payment Holiday”) is available on Flexi Payment Plans for in-store & online purchases. Minimum purchase $500. Annual Account Fee of $50 applies. Existing Cardholder fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the Further Interest Free Period. Paying only the minimum monthly payments will not fully repay the loan before the end of the Further Interest Free Period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the Further Interest Free Period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.