An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period.Lending criteria, $50 annual account fee, fees,terms and conditions apply.

12 months interest free*

By Appointment

EnergySmart has been providing energy efficient, lifestyle enhancing, home energy solutions since 1999.

We are New Zealand’s trusted service provider. Our long standing successful history is backed by our ongoing relationship with the New Zealand Government, whom we have helped deliver their Warmer Kiwi Homes Insulation & Heating program to those in need.

We supply and install the highest quality insulation and heat pumps brands at factory direct prices, while maintaining the best service in the industry. We have a range of insulation products ranging from wool through to fiberglass, a solution to suit every budget and specification. We are also New Zealand’s largest supplier and installer of heat pumps; we only stock the best brands in split, multi and ducted systems.

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Things you should know:

12 months interest free is available on FlexiPayment Plans & FlexiPurchases for in-store only until further notice. Minimum spend $500. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated


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