6 months to pay
6 months to pay

Get ready to hit a six with Q!

Enjoy 6 months zero interest, zero payments* when you shop with Q, in-store or online, from Wednesday 22 to Monday 27 October 2025. There’s no minimum spend.

This long weekend marks the start of BBQ season, backyard cricket and outdoor entertaining, and Q is the smart way to prepare for it all. Upgrading your barbecue? Shopping the sales for outdoor furniture? Or simply stocking up the fridge and pantry? Whatever your plans and whatever you use your Q Card or Q Mastercard for, you’ll enjoy 6 months to pay*.

Happy long weekend!

Looking for longer interest free payment options?

An awesome perk of our cards is the access to Long Term Finance deals. Enjoy extended interest free deals and/or payment holidays on your big ticket purchases this long weekend. View all our deals here.

Check out 6 of our interest free+ outdoor deals to kick off the long weekend:

Evo Cycles

36 months interest free+ on purchases of $250 & over.

Hunting & Fishing

18 months interest free+ on in-store purchases of $200 & over.

Stihl

18 months interest free+ on in-store purchases of $300 & over.

Husqvarna

34 months interest free+ on purchases of $2,990 & over at participating Husqvarna dealers. Offer available until 31 December 2025.

Cub Cadet

24 months interest free+ on in-store purchases of $200 & over at participating Cub Cadet dealers. Offer available until 31 December 2025.

Masport

30 months interest free+ on in-store purchases of $2,990 & over at participating Stihl Shops. Offer available until 31 December 2025.

Q Mastercard card

Apply for Q Mastercard in minutes online.

Things you should know

*6 months zero interest, zero payments: Lending criteria, $50 annual Account Fee, fees, exclusions, terms and conditions apply. Zero interest, zero payments for six months is available on all eligible purchases (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Q Card & Q Mastercard from 12:01am Wednesday 22 to 11.59pm Monday 27 October 2025 New Zealand local time. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at end of interest free period. The date and time of the transaction is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and Consumer Finance Limited and may affect eligibility. For Long Term Finance (LTF) purchases a $55 Establishment Fee applies to your first (LTF) transaction; $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, further information is available here. Q Mastercard & Q Card terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).

+Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of LTF interest free period. Rates and fees subject to change.