7 months no interest, no payments+

Whether you’re ready to tackle your next DIY project, need to replenish your arts & craft supplies or looking to refresh your home with new curtains or blinds, Q has you covered.

Enjoy 7 months no interest, no payments when you shop with your Q Mastercard or Q Card in-store and online at Mitre 10, Bunnings Warehouse, Trade Depot, The Warehouse, Guthrie Bowron and Spotlight between Tuesday 10 to Sunday 15 March 2026. There’s no minimum spend. (Standard Interest Rate of 28.95% p.a. applies after interest free period.)

Shop at any of these selected stores

Mitre 10


Bunnings Warehouse

Trade Depot

thewarehouse.


The Warehouse

Guthrie Bowron


Spotlight

Q Mastercard card

Apply for Q Mastercard in minutes online.

Things you should know

+7 months no interest, no payments: Lending criteria, $50 annual Account Fee, fees, exclusions, terms and conditions apply. No interest, no payments for seven months is available on all eligible purchases (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Q Card (in-store) and Q Mastercard (in-store or online) at Mitre 10, Bunnings Warehouse, Trade Depot, The Warehouse, Guthrie Bowron and Spotlight from 12:01am Tuesday 10 to 11.59pm Sunday 15 March 2026 New Zealand local time. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at end of interest free period. The date and time of the transaction is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and Consumer Finance Limited and may affect eligibility. For Long Term Finance (LTF) purchases a $55 Establishment Fee applies to your first (LTF) transaction; $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, further information is available here. Q Card & Q Mastercard terms and conditions (which includes any and all relevant privacy notices) apply. Credit is provided by Consumer Finance Limited (Q Card) and Columbus Financial Services (Q Mastercard).