Q Card is a credit card that allows you to take advantage of finance promotions offered by a variety of participating merchants in New Zealand. It allows you to manage multiple advances using different plans through one card account. The types of plans include:
- Q EFTPOS Plan – this is the plan which captures all transactions you swipe through a Merchant’s EFTPOS terminal.
- Flexi-Payment Plan – this is a plan under which an advance is made with a Startup Interest Period where a rate other than the Standard Interest Rate is charged and/or Payment Holiday applies.
- Fixed Instalment Plan – this is a plan under which an advance is made which is repaid in fixed monthly instalments.
Unlike most standard credit cards, we take a security interest over the goods you purchase using your Q Card to secure the repayment of any money which you may owe us through the use of your Q Card. To find out more about the security interest we take click here.
Read more about Q Card and its benefits and features here.