Beds4U

Interest-free term:

12 Months, 18 Months, 24 Months

Shopping options:

In-store

24 Months Intererst Free* @ Beds4u

In-Store Only, Minimum Spend $500

Beds4U – Your Local Sleep Experts Across New Zealand
At Beds4U, sleep isn’t just a necessity—it’s a passion. As one of New Zealand’s leading bed retailers, Beds4U is committed to helping Kiwis achieve their dream sleep through high-quality, locally made beds and exceptional customer service. With a vision to be the country’s most loved sleep experts, their team of dedicated professionals prioritizes comfort, trust, and innovation in everything they do. Whether you’re after a plush mattress, tailored sleep solutions, or flexible finance options, Beds4U makes restful nights accessible to everyone. Proudly Kiwi-owned and operated, they invite you to shop local and experience the transformative power of a great night’s sleep.

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Disclaimer: Results reflected are based on merchant information registered on Google and might be inaccurate, we recommend to call the business to confirm with them.

Thinking about a Q Mastercard credit card?

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Apply online

Once approved, start shopping when you receive your credit card within 10 business days.

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Apply in-store

Once approved, make a purchase in-store that same day, then we'll send you your credit card.

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Become a merchant partner!

Offering Q Card as a payment method lets holders buy what they want from your store with a bit of extra 'breathing space' for payment.

*24 months interest free is available on Long Term Finance (LTF) for in-store purchases only until further notice. Min spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard or Q Card Standard Interest Rate (28.95% p.a.) applies at the end of LTF Interest Free Period. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.