Accepting Q Card online
How can Q Card Online help your business?
You’ll probably find that many of your customers already have a Q Card. By accepting Q Card on your website as a payment method, you are opening your web business to an active card base of New Zealanders who have a bit of extra “breathing space” to pay for your product or service with their Q Card.
Once enabled for Q Card we would be happy to profile your business via our many marketing channels including eDM, Facebook and our own Q Card website. Our savvy cardholders are always on the lookout for deals with new Q Card retailers so we would love to help promote your exclusive offers.
What is the process for enabling Q Card on my website?
We can easily enable Q Card’s standard 3 months payment holiday and interest free finance transactions, via the gateway services DPS and Paystation.
If you require longer term finance online, we have our own gateway service that enables flexible long term finance for Q Cardholders on your site. It’s perfect for our Q Cardholders to purchase larger ticket items on your website. We will look to cater a finance solution to fit your business.
Q Online Partners
Our top priority for online purchases is to ensure that all transactions on Q Card are safe, secure and run through a trusted network. Our Q Online partners are trusted payment gateway suppliers:
- Payment Express (DPS) is a global leader in payment technology. Providing PCI DSS compliant payment solutions they supply global end to end platforms for eCommerce that facilitates payments seamlessly in real time. Payment Express has invested and continue to re-invest in state of the art security and infrastructure. All sensitive information is encrypted with the 3DES protocol.
- Paystation's online payment processing service provides merchants with a secure and robust solution to allow their customers to pay online. Paystation is a PCI DSS Compliant Paymark Certified Solutions Provider that specialises in payment enabling technologies for eCommerce applications.
Safe and secure transactions
With online purchases comes a greater risk of fraudulent card activity.
To mitigate card fraud, we run our own internal fraud detection systems to alert our team on unusual transaction behaviour and work closely with our merchants to minimise any loss experienced.
During the application process we will discuss security on your website to ensure that it meets our anti-fraud requirements.
Things you should know:
No payments and no interest for three months (“Payment Holiday”) is available on all Q EFTPOS purchases at participating retailers in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.