Buy the things that matter to you, today!

Q Card offers access to Long Term Finance deals^^ in-store at thousands of participating retailers throughout New Zealand.

So whether you’re planning a holiday or refurnishing your home, Q Card offers big ticket purchases on our interest-free and/or payment holiday terms.

Check out some of our deals below or take a look at the Q Deals page for more great offers.

Don't have a Q Card? Don't worry, these great offers are available on Q Mastercard®.
  • Find out more about Q Mastercard here.
  • You can apply online or in-store when taking up of the below offers.

Things you should know:

*No payments and no interest for 18 months (“Payment Holiday”) is available on Flexi Payment Plans. Available on treatments only. Minimum purchase of $300 is required. Annual Account fee of $50 applies. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Offer is ongoing until further notice. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard.

**12 months no payments and no interest ("Payment Holiday") is available on Q Card Flexi Payment Plans. Excludes online purchases. Minimum purchase $499. Offer available until further notice. Annual Account fee of $50 applies. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Offer is ongoing until further notice. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard.

*** 12 months No payments & no interest (“Payment Holiday”) is available on Q Card Flexi Payment Plans on travel purchases in-store only. Minimum purchase of $499 is required. Offer excludes foreign currency and online purchases and is available for New Zealand residents only. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Offer is ongoing until further notice. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Flight Centre fee of 2.5% applies for Q Card payments. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard.

^^A minimum purchase amount may be required. Available on Flexi Payment, Fixed Instalment or EFTPOS Plans. Annual account fee may apply. For interest free only deals, monthly payments may be required throughout the interest free period. Q Card Standard Interest Rate applies to any outstanding balance at the end of a Payment Holiday or interest free period. Q Card lending criteria, terms and conditions, and fees apply.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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Don’t have a Q Card? Apply Today

Please select the Q Card you have

Don’t have a Q Card? Apply Today