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Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Whilst you can’t apply for a Q Card anymore, we have combined all the best bits of Q Card and Mastercard to create the Q Mastercard. We think you’re going to love it.
Our Q products are your perfect shopping partners for purchases big or small, combining the benefits of a credit card with a range of interest free deals and payment holidays.
You can enjoy a minimum of 3 months zero interest, zero payments^ on all standard purchases, always. No minimum spend.
Want to join Q? Apply for your new Q Mastercard today and you could be shopping for great deals pronto.
Q wants to warm up your winter, so let’s get to the ‘knitty-gritty’ right away!
Every purchase with your Q Mastercard or Q Card from Monday 1 to Wednesday 31 July 2024 is a chance to WIN^ $5,000 cash. There are 6 prizes to be won. There’s no minimum spend, so whether you’re buying a hot choccy or a whole new winter wardrobe, put it on Q and cross your fingers (or knitting needles).
Thinking about a Q Mastercard?
Apply^ online using the promo code by 14 August 2024, and if you’re approved, get a credit back* up to $500 when you spend in your first month
Stock up your pantry this weekend
Mastercard to shop for your groceries on Saturday 27 and Sunday 28 July, and you could be in to win+ your spend back, up to $500. There are 5 prizes to be won.
Access to Long Term Finance deals+ in-store and online at thousands of participating retailers throughout New Zealand. Whether you're planning a holiday or refurnishing your home, our Q products let you make big ticket purchases on our interest-free and/or payment holiday terms.
View our repayment options here.
Please go to Q Deals to see what offers are currently available
Q Card Holders: we do not offer credit limit increases on Q Card.
Q MasterCard Holders: To apply for a credit limit increase please log in to My Account or the mobile app.
Q Card Holders: You can use your Q Card at selected online stores. Please see here for the latest merchants that accept Q Card online.
Q MasterCard Holders: Your Q Mastercard is accepted anywhere Mastercard is accepted worldwide, in-store and online.
Things you should know
^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Card and Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances). Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.
*Minimum spend may apply. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Standard Interest Rate of 28.50% p.a. applies at the end of LTF Interest Free Period. Rates and fees subject to change.
