For buying the things that matter.
Q Card is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.
Long term interest free deals.
Q Card offers a range of competitive interest-free deals and payment holidays. Whether you’re planning a holiday or refurnishing your home, you can make your big purchases on our interest free or payment holiday terms that give you 'breathing space'.
An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
Q Card is perfect for those smaller purchases too. Simply swipe it or use it online to get 3 months no payments and no interest on every purchase.
Lending criteria, $50 account fee, Ts&Cs apply. 25.99% p.a. applies from the end of the interest and payment free period.
Accepted at thousands of places.
Q Card is welcome at thousands of places throughout New Zealand, including selected online stores. Use our handy Store Finder to see where you can use your Card.
Competitions, discounts and exclusive offers.
As a Q Cardholder, you can be the first to know about exclusive promotions, deals and discounts from a range of popular stores. You may also gain entry to regular competitions for a chance to win great prizes. Make sure you sign up to Q Deals so you don’t miss out.
Things you should know:
A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.
No payments and no interest for three months (“Payment Holiday”) is available on all Q EFTPOS purchases at participating retailers in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.