Benefits & Features

Q Card.

For buying the things that matter.


Q Card is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.


Long term interest free deals.

Q Card offers a range of competitive interest-free deals and payment holidays. Whether you’re planning a holiday or refurnishing your home, you can make your big purchases on our interest free or payment holiday terms that give you 'breathing space'.


Simply swipe.

Q Card is perfect for those smaller purchases too. Simply swipe it or use it online to get 3 months no payments and no interest on every purchase.


Accepted at thousands of places.

Q Card is welcome at thousands of places throughout New Zealand, including selected online stores. Use our handy Store Finder to see where you can use your Card.


Competitions, discounts and exclusive offers.

As a Q Cardholder, you can be the first to know about exclusive promotions, deals and discounts from a range of popular stores. You may also gain entry to regular competitions for a chance to win great prizes. Make sure you sign up to Q Deals so you don’t miss out.



By continuing to browse this site, you agree to the terms of our Privacy Policy, including providing us with the consents contained therein, and our use of cookies. You can review our Privacy Policy page to find out more about how we collect, disclose, use, store or otherwise handle Personal Information and how we use cookies.

Please select the Q Card you have

Don’t have a Q Card? Apply Today

Please select the Q Card you have

Don’t have a Q Card? Apply Today