Want to apply for a Q Card?
3 Months of Breathing Space
Enjoy 3 months no payments and no interest^ on every Purchase made with your Q Mastercard in store or online. And there’s no minimum spend!
For buying the things that matter
Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.
Long Term Finance Deals
Q MasterCard offers access to Long Term Finance deals* in-store at thousands of participating retailers throughout New Zealand. Whether you’re planning a holiday or refurnishing your home, Q Mastercard lets you make big ticket purchases on our interest-free and/or payment holiday terms.
MasterCard Features
- Use online, overseas, in-store and at ATMs everywhere Mastercard is accepted
- Tap & go™ for contactless transactions.
- The added security of microchip technology and Mastercard SecureCode™ protection.
^No payments and no interest for three months (“Payment Holiday”) is available on all Purchases everywhere Mastercard is accepted. Annual Account Fee of $50 applies. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
*Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
