QMC-QCC-Main-Logo.svg
Apply now
Apply now

It's the season of frosty mornings, extra layers, hot drinks and cosy evenings.

Stay toasty with Q and be in to win* $500 towards your winter heating. Every purchase with your Q Mastercard or Q Card between Monday 18 May – Sunday 24 May 2026 is an entry in the draw. There are 5 prizes to be won.

Remember, you get 3 months no interest, no payments^ on all standard purchases, with no minimum spend. (Standard Interest Rate of 28.95% p.a. applies after the interest free period.)

Whether you’re getting the home winter ready, picking out a new winter coat, or simply doing the grocery shop, Q could help keep things toasty this winter. 

Follow us

Q Mastercard
Facebook Instagram
Q Card
Facebook
Q Mastercard all mobile payment methods
Q Mastercard

Go wallet free with Q Mastercard

Shop with your Q Mastercard wherever Mastercard is accepted in-store & online.  Plus, pay easily on the fly with your digital wallet.

LEARN MORE
Q Card providers and partners
Q Card

Shop at thousands of retailers with Q Card

Shop with your Q Card at thousands of retailers online and around the country.

FIND Q CARD STORES
Q Mastercard card

Apply for Q Mastercard in minutes online.

GET STARTED

Things you should know

All information relating to this Prize Draw (including but not limited to how to enter and the nature of the prizes) forms part of these terms and conditions of entry.

*$500 Prize Draw Terms & Conditions:

  1. Valid from 12:01am Monday 18 May to 11:59pm Sunday 24 May 2026 New Zealand local time (“Prize Draw Period”). Entries received outside this time will be ineligible for entry. 
  2. The entities responsible for this promotion are Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card) (together the “Promoter”). There are five (5) prizes in total to give away (“Prize Draw”). 
  3. Five (5) Prize Draw winners will each receive $500 deposited into their NZ nominated bank account as verified by the Promoter (“Prize”). Only one prize per account holder. 
  4. An entry into the Prize Draw is automatic every time an eligible purchase (which is any purchase excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) is made with Q Mastercard or Q Card during the Prize Draw Period. The transaction date and time is determined by when the merchant processes the purchase and is outside of the Promoter’s control and may affect eligibility. 
  5. If a Prize Draw winner is deemed ineligible for any reason, the Promoter reserves the right to draw a replacement Prize Draw winner. 
  6. The Prize is not negotiable or transferable. 
  7. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place. 
  8. Any purchases made on Q Mastercard or Q Card during the Prize Draw Period that have been cancelled, refunded, returned, or suspended before the Prize Draw date will not be eligible for entry into the Prize Draw. 
  9. The Prize Draw winners will be drawn at random from all eligible entries during the Prize Draw Period. 
  10. The Prize Draw for all prizes will take place at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 29 May 2026. 
  11. The Prize Draw winners will be notified via phone or email by Friday 5 June 2026. If a Prize Draw winner cannot be contacted within 5 business days, the Promoter reserves the right to re-draw an alternative Prize Draw winner. 
  12. Acceptance of the Prize is deemed consent for the Promoter to use the Prize Draw winners’ details, first name and photograph, for promotional and media purposes. The Promoter collects and processes personal information in order to run the promotion and offer the Prize and as otherwise set out in our Privacy Policy.
  13. The Promoter’s decision is final, and no correspondence will be entered into. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. 
  14. To the maximum extent permitted by law, the Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw. 
  15. Entry into the Prize Draw and/or accepting the Prize is deemed acceptance of these terms and conditions. 
  16. To the maximum extent permitted by law, the Promoter is not responsible or liable for any tax implications that may arise from winning the Prize. Independent financial advice should be sought. 
  17. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with a Prize or this Prize Draw. 
  18. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. However, nothing in these terms and conditions is intended to exclude, restrict, or modify a consumer’s rights under the Consumer Guarantees Act 1993. 
  19. Employees of the Promoter and/or Humm Group Limited are not eligible to enter the Prize Draw. 
  20. All dates and times are in New Zealand local time. 
  21. Q Mastercard & Q Card terms and conditions (which includes any and all relevant privacy notices) apply.
  22. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card). 
  23. If you have any queries, please visit the Promoter’s contact page here.

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. No interest, no payments for three months is available on all Q Card and Q Mastercard Standard Purchases (excludes Long Term Finance). Standard Interest Rate, currently 28.95% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.