Looking to cosy up your living space, tackle that long-awaited DIY project, or upgrade your appliances? You can do it all with Q.
Enjoy 7 months no interest, no payments⁺ when you shop with your Q Card or Q Mastercard at selected Home retailers between Wednesday 3 to Wednesday 10 June 2026. There’s no minimum spend. (Standard Interest Rate of 28.95% p.a. applies after interest free period.)
⁺7 months no interest, no payments: Lending criteria, $50 annual Account Fee, fees, exclusions, terms and conditions apply. No interest, no payments for seven months is available on all eligible purchases (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Q Card (in-store) at Farmers, Briscoes, The Warehouse, Mitre 10, Bunnings Warehouse, Early Settler, Stihl Shop and The Tool Shed and Q Mastercard (in-store or online) at Farmers, Briscoes, Harvey Norman, Mocka, The Warehouse, Mitre 10, Bunnings Warehouse, Early Settler, Stihl Shop and The Tool Shed from 12:01am Wednesday 3 to 11.59pm Wednesday 10 June 2026 New Zealand local time. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at end of interest free period. The date and time of the transaction is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and may affect eligibility. For Long Term Finance (LTF) purchases a $55 Establishment Fee applies to your first (LTF) transaction; $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, further information is available here. Q Mastercard terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Q Mastercard).
