Looking for a cosy sofa? Updating your bedroom? Creating a new dining space to gather around? You can do it all with Q.
Enjoy 7 months no interest, no payments⁺ when you shop with your Q Card or Q Mastercard at selected Furniture retailers between Thursday 20 to Sunday 30 August 2026. There’s no minimum spend. (Standard Interest Rate of 28.95% p.a. applies after interest free period.)
⁺7 months no interest, no payments: Lending criteria, $50 annual Account Fee, fees, exclusions, terms and conditions apply. No interest, no payments for seven months is available on all eligible purchases (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Q Card at Farmers, The Warehouse, Target Furniture, BedsRUs and in-store at Freedom, Hunter Home, Big Save, iFurniture, Citta, Beds4U, OSIM, iRelax and NZ Bed Company & Q Mastercard at Farmers, Harvey Norman, The Warehouse, Target Furniture, BedsRUs, Freedom, Hunter Home, Big Save, iFurniture, Citta, Beds4U, Ecosa NZ, OSIM, iRelax and NZ Bed Company from 12:01am Thursday 20 to 11.59pm Sunday 30 August 2026 New Zealand local time. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at end of interest free period. The date and time of the transaction is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and may affect eligibility. For Long Term Finance (LTF) purchases a $55 Establishment Fee applies to your first (LTF) transaction; $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, further information is available here. Q Mastercard and Q Card terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).