Enjoy 5 months no interest, no payments* when you shop with Q between Thursday 9 - Sunday 12 July 2026. That’s online or in store, with no minimum spend. (Standard Interest Rate of 28.95% p.a. applies after interest free period.)
Whether you’re gathering around the table hosting family and friends, doing your weekly grocery shop, or even picking up supplies for a weekend road trip be sure to use your Q Mastercard or Q Card and you’ll get 5 months to pay*.
Shop with your Q Mastercard wherever Mastercard is accepted in-store & online. Plus, pay easily on the fly with your digital wallet.
Shop with your Q Card at thousands of retailers online and around the country.
*5 months no interest, no payments: Lending criteria, $50 annual Account Fee, fees, exclusions, terms and conditions apply. No interest, no payments for five months is available on all eligible purchases (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Q Card or Q Mastercard from 12:01am Thursday 9 to 11.59pm Sunday 12 July 2026 New Zealand local time. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at end of interest free period. The date and time of the transaction is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and Consumer Finance Limited and may affect eligibility. For Long Term Finance (LTF) purchases a $55 Establishment Fee applies to your first (LTF) transaction; $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, further information is available here. Q Mastercard & Q Card terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).