Now's the perfect time to get ahead of the festive rush.
Get 5 months no interest, no payments* when you shop with your Q Card or Q Mastercard, in-store or online, from Friday 6 to Sunday 8 November 2026.
There’s no minimum spend. (Standard Interest Rate of 28.95% p.a. applies after interest free period.)
Whether you’re finding the perfect tree, updating your decorations, picking up gifts early, or taking advantage of weekend sales keep Q by your side and enjoy longer to pay*
Let the festivities begin.
Shop with your Q Mastercard wherever Mastercard is accepted in-store & online. Plus, pay easily on the fly with your digital wallet.
Shop with your Q Card at thousands of retailers online and around the country.
*5 months no interest, no payments: Lending criteria, $50 annual Account Fee, fees, exclusions, terms and conditions apply. No interest, no payments for five months is available on all eligible purchases (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Q Card & Q Mastercard from 12:01am Friday 6 to 11.59pm Sunday 8 November 2026 New Zealand local time. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at end of interest free period. The date and time of the transaction is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and Consumer Finance Limited and may affect eligibility. For Long Term Finance (LTF) purchases a $55 Establishment Fee applies to your first (LTF) transaction; $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, further information is available here. Q Mastercard & Q Card terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).
