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Find something special:
Our Offers & Promotions.

A few more reasons to love Q

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Thinking about a Q Mastercard?

Q Mastercard

Snooze the Fee

Apply for a Q Mastercard online using the promo code & if approved, pay no annual Account Fee for your first year.
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Ends 1 Feb 2026. Lending criteria, fees, Ts&Cs apply.
Q Mastercard

Balance Transfer to Q

For a limited time we’re offering 1.99% p.a. interest for 18 months on eligible balances transferred to a Q Mastercard.
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Ends 22 March 2026. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.

Another reason to love Q

Q Mastercard
Q Card

7 months no interest, no payments at selected Home & Outdoor retailers

Shop with Q at selected home & outdoor retailers between 9-23 January 2026 and get 7 months no interest, no payments.
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Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate of 28.95% p.a. applies after interest free period.
Q Mastercard
Q Card

Win your balance back up to $5,000

Holidays are over but don’t pack a sad! Shop with Q between 12 January – 8 February 2026 and be in to win your balance back up to $5,000.
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Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.

Things you should know:

Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions and Q Card terms and conditions for full details. Rates and fees subject to change. Credit provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).