Credit Fees & Charges
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- Fees & Charges
- Credit Fees & Charges
Establishment Fee
$55, charged when you enter into your first Fixed Instalment Plan or Flexi Payment Plan.
Advance Fee
$35, charged every time you enter into a Fixed Instalment Plan or Flexi Payment Plan, except where it is your first Fixed Instalment Plan or Flexi Payment Plan (where an Establishment Fee will be charged).
Account Fees
$50 annual fee, payable in two advance instalments of $25 every six months, to cover the costs of administering your Card Account.
Cancellation Fee
$0 payable should you cancel a Plan.
Statement Reprint Fee
$7.50 for up to 5 Statements, then $1 per Statement thereafter, payable on each request for additional Statement copies.
Card Replacement Fee
$10 payable should a new Card be issued.
Refund Fee
$0 payable should you ask for any credit balance to be refunded to you.
Fixed Instalment Plan Prepayment Fee
$0 for covering our administration costs should you pay the unpaid balance of a Fixed Instalment Plan before the final payment is due.
Restructure Fee
$16.50 payable on provision of a permanent or temporary restructure of your credit contract following any default in payment including but not limited to payment arrangements and variation.
Q Card fees and charges are correct as at 6 November 2018. We can vary these fees and charges at any time.