Apply for Q Mastercard®

Q Mastercard combines the best of Q Card and Mastercard in an everyday credit card.

You'll always get 3 months zero interest, zero payments* on any purchase in store and online anywhere in the world Mastercard is accepted, with no minimum spend!

Plus apply online before 28 February using promo code FANCY50 and get a $50 Credit Back^

There’s also the added bonus of ongoing long term finance deals in-store at
thousands of participating retailers throughout New Zealand.

Card benefits

Zero interest, zero payments* for 3 months on any purchase. There’s no minimum spend.

All the great features of a Mastercard – accepted in-store, online and worldwide.

Access to Long Term Finance Deals*.
Learn More

Plus, Tap & go for contactless transactions.

Applying for a Q Mastercard will
only take 5–10 minutes

Who can apply?

You must be 18 years or older
You must live in New Zealand and be a NZ citizen or resident

What you’ll need:

Your current NZ drivers licence details for identification
Your email address and current residential address

Things you should know
*No interest and no payments for three months (“Payment Holiday”) is available on all purchases at participating retailers on Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

^Promotional Offer Terms & Conditions:
1. Promotional offer valid for all approved online Q Mastercard applications received from 15 January 2018 to 28 February 2018 (“Offer Period”), using the Promo Code ‘FANCY50’.
2. Eligible new Q Mastercard customers approved during the Offer Period will receive a $50 credit back on their Q Mastercard account (“Creditback”).
3. To be eligible to receive the Creditback the Q Mastercard account balance must be equal or greater value than the amount of the Creditback.
4. The Creditback will be applied within 60 days to the Q Mastercard account. The Creditback is not negotiable or redeemable for cash.
5. Any Q Mastercard that has been cancelled or suspended before 28 February 2018 will be ineligible to receive the Creditback.
6. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
7. Q Mastercard terms and conditions apply. See for full details.