QMC-QCC-Main-Logo.svg
Apply now
Apply now

Looking to upgrade your fitness tracker? Need a new laptop? Levelling up your home entertainment system? Then you don’t want to miss this!

Shop at PB Tech with your Q Mastercard or Q Card between 1 and 30 November 2026, in-store or online, to be in to win^ a $300 credit back.

There are 10 x $300 credit back prizes to be won.

Plus, get even more time to pay

Until 30 November 2026, you can get 36 months interest free* when you spend $200 or more on Long Term Finance with your Q Mastercard or Q Card.

Plus, until 30 November 2026, you can get 36 months interest free* when you spend $200 or more on Long Term Finance with your Q Mastercard or Q Card.

Not a Q customer?

Apply for a Q Mastercard credit card online using the promo code PBTECH by 30 November 2026, and if approved, you’ll pay $0 annual Account Fee for 1 year+.

Apply for a Q Mastercard credit card online using the promo code PBTECH by 30 November 2026, and if approved, you’ll pay $0 annual Account Fee for 1 year+.

Q Mastercard card

Apply with promo code PBTECH

APPLY NOW

What you get with Q

Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits
of a credit card with a range of interest free deals and payment holidays.

3 Months Payment Holiday

Minimum 3 months zero interest, zero payments^^ on all standard purchases. No minimum spend.

Shop
Everywhere

The universal acceptance of Mastercard means you can shop wherever, online or in-store.

Shop Our Partner Deals

Q Mastercard offers access to Long Term Finance# (LTF) deals in-store and online at thousands of participating retailers throughout New Zealand.

QMC app showing available balance
Download the app

Manage your account.
Anytime. Anywhere.

Access your account anytime, anywhere with the Q Mastercard App to view your statements, credit limit and much more.


Scan to download the app

Q Mastercard app

Apply online in less than 10 minutes!

APPLY NOW

Things you should know

All information relating to this promotion/Prize Draw (including but not limited to how to enter and the nature of the prizes) forms part of these terms and conditions of entry.

^Credit Back Prize Draw Terms and Conditions:

  1. Valid from 12:01am Sunday 1 to 11:59pm Monday 30 November 2026 New Zealand local time (“Prize Draw Period”). Entries received outside this time will be ineligible for entry.
  2. The entities responsible for this promotion are Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card) (together the “Promoter”). There are ten (10) prizes in total to give away (“Prize Draw”).
  3. Ten (10) Prize Draw winners will receive a $300 credit on their Q Mastercard or Q Card (“Prize”). Only one prize per account holder.
  4. An entry into the Prize Draw is automatic every time an eligible purchase (which is any purchase excluding cash advances, balance transfers, fees, interest charges or quasi-cash transactions) is made with Q Mastercard or Q Card at PB Tech during the Prize Draw Period. The transaction date and time is determined by when the merchant processes the purchase and is outside of the Promoter’s control and may affect eligibility.
  5. If a Prize Draw winner is deemed ineligible for any reasons, the Promoter reserves the right to draw a replacement Prize Draw winner.
  6. The Prize is not negotiable, exchangeable or transferable for cash.
  7. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
  8. Any purchases made on Q Mastercard or Q Card during the Prize Draw Period that have been cancelled, refunded, returned, or suspended before the Prize Draw date will not be eligible for entry into the Prize Draw.
  9. Ten (10) winners will be drawn at random from all eligible entries from the Prize Draw Period.
  10. The Prize Draw will take place at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 4 December 2026.
  11. The Prize Draw winners will be notified via phone or email by Friday 11 December 2026. If a Prize Draw winner cannot be contacted within 5 business days, Promoter reserves the right to re-draw an alternative Prize winner.
  12. Acceptance of the Prize is deemed consent for the Promoter to use the Prize Draw winners’ details, first name and photograph, for promotional and media purposes. The Promoter collects and processes personal information in order to run the promotion and offer the Prize and as otherwise set out in our Privacy Policy.
  13. The Promoter’s decision is final, and no correspondence will be entered into. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  14. To the maximum extent permitted by law, the Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
  15. Entry into the Prize Draw and/or accepting the Prize is deemed acceptance of these terms and conditions.
  16. To the maximum extent permitted by law, the Promoter is not responsible or liable for any tax implications that may arise from winning the prize. Independent financial advice should be sought.
  17. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with a prize or this Prize Draw.
  18. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. However, nothing in these terms and conditions is intended to exclude, restrict, or modify a consumer’s rights under the Consumer Guarantees Act 1993.
  19. Employees of the Promoter and/or Humm Group Limited are not eligible to enter the Prize Draw.
  20. All dates and time are in New Zealand local time.
  21. Q Mastercard & Q Card terms and conditions (which includes any and all relevant privacy notices) apply.
  22. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Credit provided Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).
  23. If you have any queries, please visit the Promoter’s contact page here. 

 

*36 months interest free terms & conditions apply. Available on Long Term Finance (LTF) for in-store & online purchases only. Min Spend $200. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Offer valid to the 30th of November 2026.

+Pay no annual Account Fee for 1 year terms & conditions apply.

  1. Promotional offer available for new approved customers only, from Q Mastercard applications submitted between 1 November 12:00am to 30 November 2026 11:59pm New Zealand local time (“Offer Period”). Applications received outside the Offer Period will be ineligible.   
  2. Eligible customers who have applied for a Q Mastercard account during the Offer Period, and have been approved and opened an account within 45 days of applying, will have the annual Account Fee ($50) waived for the first year (“Offer”).   
  3. To be eligible to redeem the Offer, the promo code PBTECH must be entered into the promo field on the first page of the application.     
  4. After the first year, the $50 annual Account Fee applies and will be charged and continued to be charged in accordance with the Q Mastercard terms and conditions.
  5. This offer is not valid in conjunction with any other new customer offer.
  6. Q Mastercard reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice.    
  7. Lending criteria, fees, Q Mastercard terms and conditions
  8. If you have any queries, please visit our contact page here. 


^^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. No interest, no payments for three months available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances). Standard Interest Rate, currently 28.95% p.a., applies after interest free period ends. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions for full details.

#Minimum purchase and/or minimum payment amounts may be required, see offers for details. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of LTF interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions for full details. Rates and fees subject to change.