We believe that all kiwi’s deserve a warm, dry, healthy home and we would like to help make that happen with our special interest free^ offer over the colder months.
Shop using Long Term Finance with Q and you can get 12 months no interest, no payments^ on home insulation, heating and ventilation at one our preferred partners. Minimum spend $499 applies.
Shop for Heatpumps | Ventilation | Insulation
Join Q today! You can shop straight away, without your physical card. Simply download the Q Mastercard app and add your new credit card to your digital wallet – that’s Apple Pay or Google Pay.
Apply by 30 June 2026 using promo code 2YEARSFREE and if approved, you’ll pay no annual Account Fee for 2 years*, as long as you use your card every month.
Complete the warmer home of your dreams with interest free# options across everything from new carpet & flooring, curtains & blinds, homewares.
An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
^No interest, no payments for 12 months is available on Long Term Finance (LTF) for in-store/in-home purchases only at HRV, Oxygen Air, Premier Insulation, Insulmax and DVS. $499 minimum spend applies. This offer is ongoing until further notice. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Credit is provided by Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card).
#Minimum purchase and/or minimum payment amounts may be required, see offers for details. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of LTF interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions for full details. Rates and fees subject to change.