12 months to pay* 15-16 Dec
12 months to pay* 15-16 Dec

We are celebrating New Zealanders reconnecting with our biggest offer of the year! So limber up, do your stretches then get to the shops this 15 and 16 December to make the most of this HUGE offer. For two days only get 12 months no payments & no interest* on all Q Card purchases! Plus there’s no minimum spend.


What a great way to celebrate Freedom Day on Wednesday and kick off the start of Westfield late night shopping on Thursday! So whether you are fuelling up to head off to catch up with family and friends or grabbing the last of your Christmas gifts and goodies, make sure you have your Q Card handy.

Ready, set... GO!

Win a car and boat 6 Nov – 26 Dec 21

And remember, there's still time to go in the draw to win yourself a summer to remember. Every purchase you make from 6 November to 26 December 2021 puts you in the draw to win^ a Stabicraft 1550 Fisher boat AND a new Mazda CX-5 GLX SUV so you can put your feet up and fish the day away. You’ll also get a lifetime membership to the NZ Coastguard.


Use your Q Card at thousands of retailers online and around the country. See qcard.co.nz/store-finder for more.

Participating New World and Pak’nSave stores and Fuel Sites only

Terms & Conditions

*12 months no payments and no interest (“Payment Holiday”) is available on all standard Q EFTPOS purchase transactions (LTF excluded) at participating retailers in-store and online from Wednesday 15 December 2021 to 23:59 on Thursday 16 December 2021 New Zealand Standard Time (NZST). The transaction date is determined by when the merchant processes the purchase and is outside the control of Consumer Finance Limited (“Issuer”). To avoid paying interest on your purchase, you must pay off the amount owing before expiry of the interest free period. Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The Issuer reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice. Q Card standard terms and conditions apply.

^Boat and Car Prize Draw:
1. Prize Draw valid from 6 November 2021 to 11:59pm on 26 December 2021 (“Prize Draw Period”). There is one prize in total to give away (“Prize Draw”).
2. One Prize draw winner will receive a Stabicraft 1550 Fisher that comes with a trailer (including WOF and rego), a Mercury 60 engine, a starter safety back, a lifetime membership to the coastguard and a Mazda CX-5 GSX FWD 2.0 6AT Petrol SUV in Eternal Blue Mica, including on road costs and a tow bar (“Prize”). The car and boat will each need to be collected from the local boat and Mazda dealership (will be organised directly with the Prize winner).
3. Double entries into the Grand Prize is automatic every time a purchase is made in-store and online at any accepting retailer from Saturday 20 to Sunday 21 November 2021.
4. An entry into the Prize Draw is automatic every time a purchase is made with Q Card or Q Mastercard at any retailer that accepts Q Card or Q Mastercard in-store or online during the Prize Draw Period (LTF purchases excluded).
5. One winner will be drawn at random from all eligible entries at 111 Carlton Gore Rd, Newmarket, Auckland on 12 January 2022.
6. The Prize is not negotiable, non-transferable or redeemable for cash.
7. The Prize winner will be notified by phone/email by 28 January 2022.
8. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
9. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
10. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
11. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
12. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
13. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
14. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
15. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
16. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
17. Employees of the Promoter (Mazda and Stabicraft) and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
18. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
19. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
20. Q Card and Q Mastercard terms and conditions apply (as applicable).

†Q Card is accepted at participating New World and PAK’nSAVE stores only. Excludes Island Bay New World store and Whitianga New World Fuel sites. Excludes PAK’nSAVE stores in Kapiti, Lower Hutt, Petone, and Mill Street and the purchase of alcohol at Mt Albert PAK’nSAVE. Excludes Manukau, Porirua and Hastings PAK’nSAVE Fuel Sites.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.


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