5 months no payments & no interest
5 months no payments & no interest
Spend Singles Day with Q Card

This Monday 11.11 is world Singles’ Day and is all about treating yourself.

So make a date this weekend with Q Card for 5 months no payments & no interest* on all purchases – no minimum spend. Saturday 9 to Monday 11 November 2019. Treat yourself or start your Christmas shopping early!

Be in to win a $30,000 trip to U.S.A.
Be in to win a $30,000 trip to U.S.A.

 

As one of our most valuable customers, we have an extra prize draw for you, every time you use your Q Card from 2 November to 2 December 2019 you’ll get an entry into the draw to win# 1 of 3 $3,000 account credits.

 

 

Get a $25 credit back# on your account when you make 3 or more purchases with your Q Card between 2 November and 2 December 2019.

 

Plus every purchase in-store or online puts you in the draw to see the USA your way with a $30,000 travel gift card.^

Shop with your Q Card at these and thousands of retailers nationwide and online.

See qcard.co.nz/storefinder for more.

Participating New World and PAK’nSAVE stores and Fuel Sites only.

Things you should know:
*No payments and no interest for five months (“Payment Holiday”) is available on all Q EFTPOS purchase transactions at participating retailers in-store and online from Saturday 9 November 2019 to 11.59pm on Monday 11 November 2019 New Zealand Standard Time. The transaction date is determined by when the merchant processes the purchase and is outside the control of Consumer Finance Limited. Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

^Prize draw terms and conditions:

  1. Prize Draw valid from Saturday 2 November 2019 to 11:59pm on Thursday 26 December 2019 (“Prize Draw Period”).  There is one prize in total to give away (“Prize Draw”).
  2. One Prize Draw winner will receive a Flight Centre Gift Card to the total amount of NZD$30,000, Gift Card issuer’s terms and conditions will apply (“Prize”). An entry into the Prize Draw is automatic every time a purchase is made with Q Card or Q Mastercard at any retailer that accepts Q Card or Q Mastercard during the Prize Draw Period.
  3. At midday on Friday 10 January 2020, one winner will be drawn at random from all eligible entries for the Prize, at 111 Carlton Gore Rd, Newmarket, Auckland.
  4. The winner will be notified by phone/email by 20 January 2020.
  5. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
  6. The Prize will be provided to the winner by 15 February 2020. The Prize is not negotiable, non-refundable or redeemable for cash.
  7. Any payments made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled or suspended before the Prize Draw date will be taken as an ineligible entry into the Prize Draw.
  8. The entities responsible for this promotion are Consumer Finance Limited and Columbus Financial Services Limited (“Promoter”).
  9. If a winner cannot be contacted by 30 January 2020, the Promoter reserves the right to re-draw a Prize.
  10. The Promoter reserves the right to amend, suspend or terminate the Prize Draw and these terms and conditions at any time without notice.
  11. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
  12. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
  13. The Promoter shall not be liable, except for any liability that cannot be excluded by law, for any direct, indirect, special or consequential loss, damage or personal injury (whether physical or mental) in connection with the Prize Draw, a Prize or its use by a winner.
  14. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
  15. Employees of FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
  16. Q Card and Q Mastercard terms and conditions apply.
  17. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

†Q Card is accepted at participating New World and PAK’nSAVE stores only. Excludes Island Bay New World store and Whitianga New World Fuel sites. Excludes PAK’nSAVE stores in Kapiti, Lower Hutt, Petone, and Mill Street and the purchase of alcohol at Mt Albert PAK’nSAVE. Excludes Manukau, Porirua and Hastings PAK’nSAVE Fuel Sites.

#3 x $3,000 Account Credit Prize Draw: valid from 2 November 2019 to 11:59pm on 2 December 2019 (“Prize Draw Period”). There are three prizes in total to give away (“Prize Draw”). Three prize winners will each receive a $3,000 Creditback on their Q Card or Q Mastercard account (“Prize”). An entry into the Prize Draw is automatic every time a purchase is made with Q Card or Q Mastercard at any retailer that accepts Q Card or Q Mastercard during the Prize Draw Period. To be eligible for the prize, an account must not be in arrears at the time the Prize Draw takes place on Friday 17 January 2020 at 12pm. To be eligible to receive the Creditback the account balance must be of equal or greater value than the amount of the Creditback. The Prize is not negotiable, non-transferable or redeemable for cash. Three winning Q Card or Q Mastercard transaction will be drawn at random for the Prize Draw, at the end of the Prize Draw Period at 111 Carlton Gore Rd, Newmarket, Auckland. The winner will be notified by email/phone by 31 January 2020. Employees of FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw. The entities responsible for this promotion are Consumer Finance Limited and Columbus Financial Services Limited (“Promoter”), Q Card and Q Mastercard terms and conditions apply.

#$25 Credit back Terms and Conditions: #$25 Creditback offer is valid for selected cardholders with accounts defined as ‘inactive’ (“Eligible Cardholders”) from 2 November 2019 to 11:59pm on 2 December 2019 (“Promotion Period”). Eligible Cardholders who make any three or more purchases on their Q Card at any retailer that accepts Q Card in-store or online during the Promotion Period will receive a $25 Creditback (“Creditback”) on their Q Card account. The Creditback will be applied by 31 December 2019 to the Eligible Cardholder’s Q Card account. The Creditback is non-transferable, not negotiable or redeemable for cash. Any Q Card that has been cancelled or suspended before or on 2 December 2019 will be ineligible to receive the Creditback. The entity responsible for this promotion is Consumer Finance Limited (“Promoter”), Q Card terms and conditions apply.

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Don’t have a Q Card? Apply Today

Please select the Q Card you have

Don’t have a Q Card? Apply Today