12 months interest free*

Minimum spend $200. Not available online.


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Things you should know:

*12 months interest free is available on Flexi Payment Plans [for in-store purchases only]. Minimum spend $200. The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Annual Account Fee of $50 applies. Existing Cardholder Fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard. Mastercard is a registered trademark and the circle design is a trademark of Mastercard International Incorporated.

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Please select the Q Card you have

Don’t have a Q Card? Apply Today