An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period.Lending criteria, $50 annual account fee, fees,terms and conditions apply.

24 months Interest Free*

Minimum spend $200. Not available online.

It`s BIG October!

Check out our extended Interest Free deals across a range of retailers but be quick, they`re only available throughout October!

Enjoy 24 months Interest Free at Bay Audiology and Dilworth Hearing, on treatments $200 and over.

Life’s better for everyone when you have healthy hearing.

Why wait any longer to rediscover the joy of healthy hearing when Bay Audiology could make it easy? The friendly team at your local Bay Audiology clinic are looking forward to meeting you now.

Call Bay Audiology and book your free hearing check^ on 0800 700 851.

Things you should know:

24 months interest free is available on FlexiPayment Plans & FlexiPurchases for in-store only until 31 October 2021. Minimum spend $200. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated

^Free hearing check is available to everyone aged 18 and over.


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Please select the Q Card you have

Don’t have a Q Card? Apply Today