

18 months interest free*
Offer valid for purchases $1000 & over in-store at Michael Hill
Give your special someone a gift that she can cherish forever from Michael Hill with 18 months interest free* on in-store purchases when you spend $1000 and over using your Q Card. .
Things you should know:
*18 months interest free is available on Flexi Payment Plans for in-store purchases $1000 and over using your Q Card. Offer is ongoing until further notice. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Consumer Finance Limited reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice.
Offer also available on Q Mastercard. New Cardholder Fee – $55 Establishment, applies to new Q Mastercard accounts. See qmastercard.co.nz/apply for details on Q Mastercard. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.