Help and Support

Will this new interest rate apply to purchases or other transactions I’ve already made?

Please note this article applies to

Yes, in some cases. If you have made a Standard Purchase and do not repay that purchase within the promotional interest free period (usually 3 months), the outstanding balance will become interest bearing and attract interest at the Standard Interest Rate. Any outstanding balances in this category which become interest bearing from 23 May onwards will attract interest at the updated interest rate.

The Expired Promotional Rate which applies to Long Term Finance Purchases is not changing.

Need more help?

Contact us
If you’ve got any queries or issues with your card, or your card has been lost or stolen, you can get in touch with us by phone, email, or mail. See below for all of our contact information.

Call us

You can contact our call centre during the following times:

Monday – Friday: 9am – 6pm      Sundays: closed

Are you a Q Mastercard holder?

Write to us

If you would prefer to contact us in writing, then please send your correspondence to the following address:

Q Mastercard:
Columbus Financial Services Ltd
– Dispute Resolution Team
Private Bag 94013
Auckland 2241

Call us

You can contact our call centre during the following times:

Monday – Saturday: 9am – 6pm    Sunday: closed

Are you a Q Card holder?

Write to us

If you would prefer to contact us in writing, then please send your correspondence to the following address:

Q Card:
Consumer Finance Ltd
– Dispute Resolution Team
Private Bag 94013
Auckland 2241