Reach new heights this summer with 9 months no payments & no interest, no minimum spend 28 - 31 January 2022
Reach new heights this summer with 9 months no payments & no interest, no minimum spend 28 - 31 January 2022

Make that relaxed summer feeling last even longer with 9 months no payments & no interest* with no minimum spend!

 

Whether you’re out exploring the countryside, kicking back at the beach, getting sorted for back to school or simply stocking up on what you need, just use your Q Card between Friday 28 – Monday 31 January 2022 and you’ll pay nothing until October 2022*.

Win your balance back up to $15k ends 7 Feb
Win your balance back up to $15k ends 7 Feb

Don’t forget, when you shop with your Q Card from Monday 17 January - Monday 7 February 2022 you’ll go in the draw to win^ your balance back up to $15k! Plus, every standard purchase will also put you in the draw to win^ a daily prize of $300 credit back.

 

Use your Q Card at thousands of retailers online and around the country. See qcard.co.nz/store‑finder for more.

Participating New World and Pak’nSave stores and Fuel Sites only

*Nine months no payments & no interest (“Payment Holiday”) is available on all standard Q EFTPOS purchase transactions (LTF excluded) at participating retailers in-store and online from Friday 28 January 2022 to 23:59 on Monday 31 January 2022 New Zealand Standard Time (NZST). The transaction date is determined by when the merchant processes the purchase and is outside the control of Consumer Finance Limited (“Issuer”). To avoid paying interest on your purchase, you must pay off the amount owing before expiry of the interest free period. Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The Issuer reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Q Card standard terms and conditions apply.

^Back to school Prize Draw:
1. valid from Monday 17 January 2022 to 11:59pm Monday 7 February 2022 (“Prize Draw Period”).
2. There are 23 prizes in total to give away (“Prize Draw”). One Prize Draw winner will receive their Balance Back on their Q Card or Q Mastercard account for an amount equal to the closing balance of their account as at 7 February 2022, up to a maximum amount of $15,000 (“Grand Prize”). 22 prize winners will each receive NZD$300 of credit back on their Q Card or Q Mastercard account to an amount equal to the closing balance of their account as at 11.59 PM 7 February 2022, up to a maximum amount of $300 (“Daily Prize”).
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize, plus 1 entry into the Daily Prize (dependent on date of transaction, (LTF purchases excluded).
4. A Grand Prize or Daily Prize is not negotiable, non-transferable or redeemable for cash.
5. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 23 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 11 February 2022.
6. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
7. The Prize winner will be notified by phone/email by 4 March 2022.
8. The Balance Back and Credit Backs will be applied on or before 18 March 2022 to the winning Q Card or Q Mastercard account(s).
9. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
10. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
11. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
12. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
13. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
14. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
15. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
16. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
17. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
18. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
19. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
20. Q Card and Q Mastercard terms and conditions apply (as applicable).

†Q Card is accepted at participating New World and PAK’nSAVE stores only. Excludes Island Bay New World store and Whitianga New World Fuel sites. Excludes PAK’nSAVE stores in Kapiti, Lower Hutt, Petone, and Mill Street and the purchase of alcohol at Mt Albert PAK’nSAVE. Excludes Manukau, Porirua and Hastings PAK’nSAVE Fuel Sites.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

COOKIES AND PRIVACY

By continuing to browse this site, you agree to the terms of our Privacy Policy, including providing us with the consents contained therein, and our use of cookies. You can review our Privacy Policy page to find out more about how we collect, disclose, use, store or otherwise handle Personal Information and how we use cookies.

Please select the Q Card you have

Don’t have a Q Card? Apply Today

Please select the Q Card you have

Don’t have a Q Card? Apply Today