Be in to win^ your balance back
Be in to win^ your balance back
Hop to the shops
Hop to the shops

The school holidays are coming to an end soon. So pull your socks up, grab your Q Card and get that first day to-do list ticked off at thousands of retailers around the country.

Every purchase you make until Monday 8 February 2021 will put you in the draw to win^ your Q Card balance back up to $10,000. Plus you’ll be in to win daily prizes of $300 credit back.^

With 3 months no payments & no interest* and no minimum spend, it all adds up! So hop to it!

Shop with your Q Card at thousands of retailers online and around the country. See qcard.co.nz/storefinder for more details.

Things you should know:

^Back to school Prize Draw:
1. Valid from Monday 11 January 2021 to 11:59pm Monday 8 February 2021 (“Prize Draw Period”).
2. There are 30 prizes in total to give away (“Prize Draw”). One Prize Draw winner will receive their Balance Back on their Q Card or Q Mastercard account for an amount equal to the closing balance of their account as at 8 February 2021, up to a maximum amount of $10,000 (“Grand Prize”). 29 daily prize winner will each receive a $300 Credit Back on their Q card or Q Mastercard account (“Daily Prize”).
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize, plus 1 entry into the Daily Prize (dependent on date of transaction).
4. A Grand Prize or Daily Prize is not negotiable, non-transferable or redeemable for cash.
5. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 29 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 12 February 2021.
6. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
7. The Prize winner will be notified by phone/email by 26 February 2021.
8. The Balance Back and Credit Backs will be applied on or before 15 March 2021 to the winning Q Card or Q Mastercard account(s).
9. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
10. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
11. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
12. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
13. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
14. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
15. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
16. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
17. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
18. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
19. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
20. Q Card and Q Mastercard terms and conditions apply (as applicable).

*No payments and no interest for three months (“Payment Holiday”) is available on all Q EFTPOS purchases at participating retailers in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

Q Card is accepted at participating New World and PAK’nSAVE stores only. Excludes Island Bay New World store and Whitianga New World Fuel sites. Excludes PAK’nSAVE stores in Kapiti, Lower Hutt, Petone, and Mill Street and the purchase of alcohol at Mt Albert PAK’nSAVE. Excludes Manukau, Porirua and Hastings PAK’nSAVE Fuel Sites.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Don’t have a Q Card? Apply Today