Win your balance back up to $15k ends 7 Feb
Win your balance back up to $15k ends 7 Feb

Not long till the bell rings for Term 1. So, grab everything they need for class with your Q Mastercard® until Monday 7 February 2022 to be in to win^ your balance back up to $15,000!

Plus, time is running out to go in the draw to
win^ a daily prize of $300 credit back.

Whether it’s a flash new pencil case, new sandals, or simply stocking up the fridge for those endless school lunches, there’s no minimum purchase and you’ll get 3 months no payments & no interest*, always (25.99% p.a. applies after interest free period).


Get sorted for back to school with your Q Card at thousands of retailers online and around the country until 7 February for your chance to win. See‑finder for more.

Participating New World and Pak’nSave stores and Fuel Sites only

^Back to school Prize Draw:
1. valid from Monday 17 January 2022 to 11:59pm Monday 7 February 2022 (“Prize Draw Period”).
2. There are 23 prizes in total to give away (“Prize Draw”). One Prize Draw winner will receive their Balance Back on their Q Card or Q Mastercard account for an amount equal to the closing balance of their account as at 7 February 2022, up to a maximum amount of $15,000 (“Grand Prize”). 22 prize winners will each receive NZD$300 of credit back on their Q Card or Q Mastercard account to an amount equal to the closing balance of their account as at 11.59 PM 7 February 2022, up to a maximum amount of $300 (“Daily Prize”).
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize, plus 1 entry into the Daily Prize (dependent on date of transaction, (LTF purchases excluded).
4. A Grand Prize or Daily Prize is not negotiable, non-transferable or redeemable for cash.
5. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 23 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 11 February 2022.
6. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
7. The Prize winner will be notified by phone/email by 4 March 2022.
8. The Balance Back and Credit Backs will be applied on or before 18 March 2022 to the winning Q Card or Q Mastercard account(s).
9. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
10. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
11. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
12. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
13. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
14. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
15. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
16. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
17. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
18. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
19. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
20. Q Card and Q Mastercard terms and conditions apply (as applicable).

*No payments and no interest for three months (“Payment Holiday”) is available on all Q EFTPOS purchases at participating retailers in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

†Q Card is accepted at participating New World and PAK’nSAVE stores only. Excludes Island Bay New World store and Whitianga New World Fuel sites. Excludes PAK’nSAVE stores in Kapiti, Lower Hutt, Petone, and Mill Street and the purchase of alcohol at Mt Albert PAK’nSAVE. Excludes Manukau, Porirua and Hastings PAK’nSAVE Fuel Sites.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.


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