Q Mastercard® is here

Apply today

for $50 credit back^

Q Mastercard combines the best bits of a credit card with interest free deals and payment holidays. You’ll get 3 months zero interest, zero payments* on any purchase in store, online and around the world. Plus, there’s no minimum spend!

Apply by 30 July for $50 credit back^ on approval, just use promo code ‘50BACK’.

Card benefits

Zero interest, zero payments* for 3 months on any purchase. There’s no minimum spend.

All the great features of a Mastercard – accepted in-store, online and worldwide.

Access to Long Term Finance Deals*.
Learn More

Plus, Tap & go for contactless transactions.

Applying for a Q Mastercard will
only take 5–10 minutes

Who can apply?

You must be 18 years or older
You must live in New Zealand and be a NZ citizen or resident

What you’ll need:

Your current NZ drivers licence details for identification
Your email address and current residential address

^Promotional Offer Terms & Conditions:

  1. Promotional offer valid for all approved online Q Mastercard applications received from 7 April 2017 to 30 July 2017 (“Offer Period”), using the Promo Code ‘50back’.
  2. Eligible new Q Mastercard customers approved during the Offer Period will receive a $50 credit back on their Q Mastercard account (“Creditback”).
  3. To be eligible to receive the Creditback the Q Mastercard account balance must be equal or greater value than the amount of the Creditback.
  4. The Creditback will be applied by 30 August 2017 to the Q Mastercard account. The Creditback is not negotiable or redeemable for cash.
  5. Any Q Mastercard that has been cancelled or suspended before 30 July 2017 will be ineligible to receive the Creditback.
  6. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
  7. Q Mastercard terms and conditions apply. See qmastercard.co.nz for full details.

Things you should know
*No interest and no payments for three months (“Payment Holiday”) is available on all purchases at participating retailers on Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.