Get cracking with an egg-cellent 9 Months no payments & no interest*. No minimum spend. 15-18 April 2022
Get cracking with an egg-cellent 9 Months no payments & no interest*. No minimum spend. 15-18 April 2022
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Here’s something to really get stuck into this Easter. Enjoy a sweet 9 months no payments & no interest* when you shop using your Q Card from Friday 15 April to Monday 18 April 2022.

 

There’s no minimum spend, so you can make it an Easter weekend to remember! From a long weekend roadie with the fam, to an epic easter egg hunt, be sure to use your Q Card for all your purchases and you’ll have nothing to pay until December 2022!

$15K^ could be coming your way! 9 April - 1 May 2022
$15K^ could be coming your way! 9 April - 1 May 2022

Don’t miss out on your chance to win^ a huge $15k to spend your way! Every standard purchase you make on your Q Card until Sunday 1 May 2022 puts you in the draw to win^!

You’ll also go in the draw to win^ a daily $200 credit back
You’ll also go in the draw to win^ a daily $200 credit back
Plus, you'll want to crack into this too! Win+ your balance back, up to $3,000!
Plus, you'll want to crack into this too! Win+ your balance back, up to $3,000!

Just shop using your Q Card between Saturday 9 April until Sunday 1 May 2022 for your chance to win+.

Use your Q Card at thousands of retailers online and around the country. See qcard.co.nz/store-finder for more.

Participating New World and Pak’nSave stores and Fuel Sites only

Follow us: for more chances to win.

Terms & Conditions

*9 months no payments and no interest (“Payment Holiday”) is available on all standard Q EFTPOS purchase transactions (LTF excluded) at participating retailers in-store and online from Friday 15 April 2022 to 23:59 on Monday 18 April 2022 New Zealand Standard Time (NZST). The transaction date is determined by when the merchant processes the purchase and is outside the control of Consumer Finance Limited (“Issuer”). To avoid paying interest on your purchase, you must pay off the amount owing before expiry of the interest free period. Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The Issuer reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Q Card standard terms and conditions apply.

^$15k promo prize draw
1. Valid from Saturday 9 April 2022 to Sunday 1 May 2022 (“Prize Draw Period”).
2. There are 24 prizes in total to give away (“Prize Draw”). One Prize Draw winner will receive a $15,000 Bonfire Gift Mastercard, voucher issuer’s terms and conditions apply (“Grand Prize”). 23 prize winners will each receive a credit back on their Q Card or Q Mastercard account to an amount equal to the closing balance of their account as at 11.59 PM Friday 6 May 2022, up to a maximum amount of NZD$200 (“Daily Prize”).
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize and 1 entry into the Daily Prize (dependent on date of transaction, LTF purchases excluded).
4. A Grand Prize or Daily Prize is not negotiable, non-transferable or redeemable for cash.
5. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (each, the “Promoter”).
6. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 23 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 6 May 2022.
7. The Grand Prize winner will be notified by phone/email by 27 May 2022.
8. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
9. The Daily Prize credit backs will be applied on or before 3 June 2022 to the winning Q Card or Q Mastercard account(s).
10. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
11. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
12. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
13. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
14. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
15. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
16. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
17. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
18. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
19. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
20. Q Card and Q Mastercard terms and conditions apply (as applicable).

+$3k balance back Prize Draw:
1. Valid from Saturday 9 April 2022 to Sunday 1 May 2022 (“Prize draw Period”).
2. The promotion is valid for a closed group of selected cardholders who are the Promoter’s intended recipient of the +3k balance back Prize Draw promotional email (“Eligible Cardholders”).
3. There is one prize in total to give away (“Prize Draw”). One Prize Draw winner will receive their balance back on their Q Card or Q Mastercard account for an amount equal to the closing balance of their account as at 1 May 2022, up to a maximum amount of $3,000 (“Prize”).
4. Eligible Cardholders who make any 3 or more standard purchases (LTF excluded) on their Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period will automatically be entered into the Prize Draw.
5. The Prize is not negotiable, non-transferable or redeemable for cash.
6. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
7. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 6 May 2022.
8. The Prize winner will be notified by phone/email by 27 May 2022.
9. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
10. The Prize will be applied on or before 3 June 2022 to the winning Q Card or Q Mastercard account(s).
11. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
12. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
13. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
14. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
15. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
16. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
17. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
18. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
19. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
20. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
21. Q Card and Q Mastercard terms and conditions apply (as applicable).

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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