9 months no payments & no interest
9 months no payments & no interest

Hit the shops with your Q Card this Saturday 24 – Sunday 25 July 2021 and you’ll enjoy 9 months no payments & no interest* on all purchases. From brekkie with your bestie, a winter wardrobe revamp, or how about a new cosy couch? Whatever direction you’re heading this weekend, there’s no minimum spend and no repayments until April 2022!

Don’t forget, every purchase you make with your Q Card between Saturday 17 July – Sunday 15 August 2021 puts you in the draw to win^ an amazing new Mazda CX-5. Zoom Zoom! Plus, go in the draw to win^ a daily $200 petrol voucher everytime you use your card before 15 August.

Don’t miss out, use your Q Card at thousands of retailers online and around the country. See qcard.co.nz/storefinder for more.

Participating New World and PAK’nSAVE stores and Fuel Sites only

Things you should know:

*9 months no payments and no interest (“Payment Holiday”) is available on all Q EFTPOS purchase transactions at participating retailers in-store and online from Saturday 24 July 2021 to 11:59pm Sunday 25 July 2021 New Zealand Standard Time (NZST). The transaction date is determined by when the merchant processes the purchase and is outside the control of Consumer Finance Limited. Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The Issuer reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Q Card standard terms and conditions apply.

^Mazda car Prize Draw Terms and Conditions:
1. Prize Draw valid from 17 July 2021 to 11:59pm on 15 August 2021 (“Prize Draw Period”). There are 31 prizes in total to give away (“Prize Draw”).
2. One Prize draw winner will win an Eternal Blue Mica Mazda CX-5 GSX FWD 2.0 2021 model, including on road costs (“Grand Prize”). If the prize winner wants another colour, this will be dependent on what is in stock. The car will be collected from the prize winners nearest local Mazda dealership and can take up to 2 months to be transported (subject to availability and will be organised directly with the Prize winner). 30 daily prize winners will each receive a $200 MTA (Motor Trade Association) gift card (“Daily Prize”). Gift Voucher issuer’s terms and conditions will apply.
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize, plus 1 entry into the Daily Prize (dependent on date of transaction).
4. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 30 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 20 August 2021.
5. A Grand Prize or Daily Prize is not negotiable, non-transferable or redeemable for cash.
6. The Prize winners will be notified by phone/email by 3 September 2021.
7. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
8. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
9. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
10. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
11. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
12. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
13. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
14. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
15. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
16. Employees of Mazda, the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
17. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
18. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
19. Q Card and Q Mastercard terms and conditions apply (as applicable).
20. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Q Card is accepted at participating New World and PAK’nSAVE stores only. Excludes Island Bay New World store and Whitianga New World Fuel sites. Excludes PAK’nSAVE stores in Kapiti, Lower Hutt, Petone, and Mill Street and the purchase of alcohol at Mt Albert PAK’nSAVE. Excludes Manukau, Porirua and Hastings PAK’nSAVE Fuel Sites.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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