Smarter than a credit card

Q Card is a flexible alternative to credit cards because it provides a minimum of
3 months no payments with no interest on every purchase*.

Q Card is a flexible alternative to using cash or debit for those smaller things you need to buy.
Transactions are managed through your Q Card so there’s no paperwork and no waiting. Simply swipe
your Card and sign or enter your PIN - we call it QEFTPOS.

A whole new way to pay with QEFTPOS:

  • 3 months no payments and no interest on every purchase with Q Card Don’t be inconvenienced by lay-bys. Q Card lets you take your purchase home today.

  • Painting your house? Fitting out your car? With Q Card you can afford to finance those big projects you've been putting off.

  • Q Card is great for those purchases that are slightly out of reach but difficult to finance up-front.

  • Faced with an emergency dentist bill? Need new tyres to pass your WOF? Q Card helps remove the additional of stress of having to fund life’s unexpected setbacks.

Q Card is the smart way to pay for clothes, dental treatment and everything in-between up to
a pre-approved credit limit, at thousands of places around New Zealand.