Life insurance plans
Did you know Q Card can introduce you to a range of life insurance policies provided by Cigna?
In the event of your passing or being diagnosed with a terminal illness, Term Life will provide a tax-free lump sum payment. This can be used to help cover every day bills, medical expenses, university fees or allow friends and family to spend valuable time together.
With guaranteed acceptance* if you're aged between 55 and 75, Funeral Plan is a simple way to ensure your loved ones have the financial support they need at a difficult time. Cover levels and premiums are fixed for the life of the policy, and once you reach the age of 85, your premiums will stop but your cover will continue. Joint cover is also available with a 10% premium discount. View the policy wording.
* Funeral Plan offers immediate cover for accidental death, and cover for death by natural causes after only 24 months. And if you pass away from natural causes within that 24 months, your family will get a full refund of any premiums you've paid.
Accidental Death Insurance
This policy pays a lump sum should you die as a result of an accident. There are benefit levels to suit your financial needs and the premiums are based on the level of cover you choose, regardless of age, gender and smoking status. Acceptance is guaranteed if you are under 70 with no medical questions to answer. View the policy wording.
This information is intended to outline the main features of these products. All policies are issued and underwritten by Cigna Life Insurance New Zealand Limited (Cigna). For full details, please refer to the relevant Policy Wording. Also available on request is a description of Cigna's procedures for handling enquiries and complaints and your rights under free resolution services provided by the Insurance and Savings Ombudsman. Just call 0800 750 019 toll free.
Cigna Life Insurance New Zealand Ltd has an A- (Excellent) financial strength rating which was given by A.M. Best Company Inc. The rating scale is:
|A++ A+ Superior||B B- Fair|
|A A- Excellent||C++ C+ Marginal|
|B++ B+ Good||C C- Weak|
|E Under Regulatory Supervision|