Q Card Term Life Insurance

Q Card Term Life is the easy and affordable way to protect your family from
added financial stress if anything unexpected should happen to you.

 

One-off cash payment

With a one-off cash payment in the event of your death or terminal illness, you can protect your family, even if you’re not around.

The simplest protection you can get

Q Card Term Life gives you the cover you need, for as long as you need it, with policies tailored to your individual circumstances, so you don’t pay any more than you need to.

Keeps pace with the cost of living

Your Q Card Term Life cover and premium will increase automatically
each year to keep pace with the cost of living. If you choose, you can
decline this option and have your cover remain at the same level.

Early payout for terminal illness

If you’re diagnosed with a terminal illness, you can receive an early payout. You may need the money to help pay for medical care or for other expenses like bringing a family member home from overseas.

Both working?

If your loved ones rely on income from both you and your partner, each of you may need protection. If you’re both aged between 18 and 70, Q Card Term Life can provide cover for both of you, as added protection.

Easy payment

To make things even simpler, your premiums will be charged to your Q Card account and the amount will appear on your monthly statement.

Q Card Term Life Policy is issued and underwritten by CIGNA Life Insurance New Zealand Ltd.
For more information please call CIGNA on 0800 428 670.