Buy the things that matter on
terms that suit you
Your Q Card is ideal for long-term finance and budgeting with a range of
competitive interest free deals and payment holidays – 12, 36 and even up to 48 months*!
The smart way to pay
Q Card is the smart way to fund those big purchases like a lounge suite, a holiday or even an engagement ring. With access to interest-free deals or payment holidays you can have use of the product or service right away, on payment terms that suit you.
and Flexi Payment plans
With Fixed Instalment plans you can choose to pay back a fixed amount every month to fit your budget. The total finance amount is divided over the payment term. For example $2400 over 24 months. You pay $100 each month for 24 months, which will ensure that you’ve paid the plan off in full within the agreed time.
A Flexi Plan requires payments of 3% of your monthly balance from the start of the contract or at the end of the holiday period depending on the agreement.
No repetitive form filling
If you already have a Q Card, you're already approved with a pre-approved credit limit. If it’s the first time you’re using Q Card, simply fill in a few details in-store. Your application will be swiftly processed, the transaction completed and you can walk out with your purchase. For subsequent purchases simply present your Q Card to the store representative and they will take care of the rest.
Ask in-store for a Q Card deal
Q Card is accepted at thousands of places throughout New Zealand. Don’t forget to ask in-store about a longer-term finance deal that suits you.