Using your Q Card

Q Card is friendly, flexible and puts you in control. Use it to buy things that matter – new appliances, travel, furniture, clothing or home improvements. Q Card is also perfect for those unexpected things that crop up – car repairs, eyewear and even dental bills.

Make big purchases on terms that suit you

Planning a wedding? Or maybe furnishing your home? Q Card offers a range of competitive interest-free deals and payment holidays – 12, 36 and even up to 48 months*. Q Card is the smart way to pay for the things that matter, by letting you choose the payment term that suits you. More >>

Smarter than a credit card

Q Card can also be used like a credit card and is ideal for buying the family clothing, cosmetics, garden tools and much more. Swipe your Card, sign the receipt or enter your PIN and walk out
with your purchase. Plus you’ll automatically get the benefit of no interest
and no repayments for 3 months on every purchase*. More >>

Where can you use Q Card?

Q Card is accepted at thousands of places throughout New Zealand.
Use our handy Store Finder to see where you can use your Q Card.

Competitions, discounts and exclusive offers

As a Q Cardholder you’ll be among the first to receive details of exclusive promotions, deals and discounts from a range of popular stores. Q Card also runs regular competitions with some great prizes including iPads, home entertainment systems, laptops, travel vouchers and thousands of dollars of credit back on your
Q Card. Sign up for QMail to make sure don’t miss out.

Managing your account is easy

You can manage your Q Card account online. View your transaction history, details of your next payment, request a change to your credit limit and more. Q Card also provides a range of repayment options,
so you can choose the one that best suits you.

Cardholder protection

As a Q Cardholder, you can take advantage of our card repayment insurance and
other tailor-made insurance plans.