Here’s how we look after you

Flexible access to finance
Your Q Card comes with a pre-approved credit limit. Use it to buy everything from clothing to car tyres at hundreds of New Zealand’s most popular retailers.

You’re in control of your budget
Whether you go for fixed terms or prefer to keep repayments to a minimum, you’re in control of your budget. Pay off more when you have spare cash, or pay back less when you’re faced with big bills.

Get the best retail offers
You’ll have instant access to a wide range of finance offers and special deals with participating retailers. For example, you could take advantage of 12 months interest-free or six months payment holiday on a larger purchase.

No more tedious form filling
Instead of filling out a finance application for repeat purchases and waiting for approval, simply present your Q Card. Or you can use your Q card like an EFTPOS card and make an instant purchase.